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Los Hermanos Gomez Group
In this Group: Jose Zacarias, Digna Emerita, Jose Santos , Samuel, Maria Isabel
José is 30 years old, he is married with one child, and he lives in a community in Intibucá. He has worked in agriculture all his life, growing corn, beans, and potatoes. He has been growing and selling potatoes for ten years. He sells the potatoes in the markets within the surrounding areas, where they sell for a better price.

He is in a group, and he is seeking a loan of 12,000 Lempiras, with which he will purchase certified potato seed in order to achieve better yield and quality. His goal is to increase the level of production.

The group is called Los Hermanos Gómez [The Gómez Brothers], and it comprises five members who work in agriculture and live in the same community. They have requested a group loan of 51,000 Lempiras in order to purchase potato seed.

They are identified in the photo from left to right—María is on the left, followed by Digna, Samuel, José Zacarías, and José Santos.
View original language description ↓
José, tiene 30 años de edad, es casado, tiene 1 hijo y reside en una comunidad de Intibucá. Toda su vida la a dedicado a la agricultura, cultiva maíz, frijoles y papas. Lleva 10 años de cultivar y vender papas. La papa la vende en los mercados de sus alrededores donde la pagan mejor. El préstamo que solicita es por 12,000 Lempiras y es en forma grupal, con el cual va comprar semilla certificada de papa para sacar mejor producción y de calidad. Su meta es aumentar el nivel de producción.
El grupo se llama Los Hermanos Gómez y esta integrado por cinco miembros, que se dedican a la agricultura, viven en la misma comunidad y han solicitado un préstamo grupal por 51,000 lempiras para comprar la semilla de papas. en la foto se identifican de izquierda a derecha, a la izquierda esta María, seguido esta Digna, Samuel, José Zacarías y José Santos.

Additional Information

More information about this loan

This loan is part of an ODEF project that uses the Progress Out of Poverty Index (PPI) tool to measure client poverty levels. The tool is used to gauge the probability that a client falls below the poverty line based on living conditions, economic indicators, and access to basic services. Using the PPI helps ODEF to better understand its clients and ensure that impoverished individuals in Honduras get access to microfinance.

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Hermanos Gomez Group's $2,600 loan helped a member to purchase certified potato seed for planting.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 11, 2014
Feb 24, 2014
Currency Exchange Loss:
Mar 26, 2015