Los Hermanos Gomez Group
He is in a group, and he is seeking a loan of 12,000 Lempiras, with which he will purchase certified potato seed in order to achieve better yield and quality. His goal is to increase the level of production.
The group is called Los Hermanos Gómez [The Gómez Brothers], and it comprises five members who work in agriculture and live in the same community. They have requested a group loan of 51,000 Lempiras in order to purchase potato seed.
They are identified in the photo from left to right—María is on the left, followed by Digna, Samuel, José Zacarías, and José Santos.
El grupo se llama Los Hermanos Gómez y esta integrado por cinco miembros, que se dedican a la agricultura, viven en la misma comunidad y han solicitado un préstamo grupal por 51,000 lempiras para comprar la semilla de papas. en la foto se identifican de izquierda a derecha, a la izquierda esta María, seguido esta Digna, Samuel, José Zacarías y José Santos.
More information about this loan
This loan is part of an ODEF project that uses the Progress Out of Poverty Index (PPI) tool to measure client poverty levels. The tool is used to gauge the probability that a client falls below the poverty line based on living conditions, economic indicators, and access to basic services. Using the PPI helps ODEF to better understand its clients and ensure that impoverished individuals in Honduras get access to microfinance.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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