Rene works more than eight hours a day as he needs to pay for the costs of food, education, and basic services. He also has to pay child support since he is divorced. This loan will be used to pay for labor to build his home. His parents gave him a plot so that he can build and have a stable home.
Rene's dream is to finish construction and be able to ask for custody of his children in order to provide them with more comfort and safety.
Actualmente trabaja por mas de ocho horas al día ya que debe cubrir los gastos de alimentación, educación y pago de servicios básicos, también debe cumplir con el pago de manutención de sus hijos ya que actualmente se encuentra divorciado.
El crédito lo desea invertir en el pago de mano de obra para la construcción de su vivienda ya que sus padres le dieron un espacio para que construya y pueda tener estabilidad domiciliaria.
El sueño de Rene es terminar su construcción y poder pedir la custodia de sus hijos para darles mas comodidad y seguridad.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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