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José Daniel
José is fifty years old, and unfortunately, he did not have the opportunity to attend school. He is married, and his wife takes care of their home. They have ten children, some of whom are already grown and working in the country, and others who are still minors, studying in school.

José is a businessperson who has been buying and selling animals such as pigs and cows for twenty years; an occupation that he learned from his father, as he always accompanied him on his trips to the cantons. Every day he travels in his car to the nearby cantons, with the goal of earning money through this work. He needs this loan in order to expand his business, because he would like to purchase more cattle to sell.

José dreams of having a bigger house, as the one where he lives is very small and his family is fairly numerous; and he also wants his children to complete their studies.

He wants to continue striving every day to work and support his family.
View original language description ↓
José de 50 años de edad, desafortunadamente no tuvo la oportunidad de asistir a la escuela, está casado y su esposa se dedica a los quehaceres del hogar, tienen 10 hijos, algunos ya son mayores de edad y se dedican al trabajo en el campo, otros aún son menores y se encuentran estudiando en la escuela.

José es comerciante, desde hace 20 años compra y vende animales como cerdos y vacas, actividad que aprendió por su padre, pues siempre lo acompañaba cuando su papá hacia viajes a los cantones.
Él sale todos los días en el carro, a comprar y vender a los cantones más cercanos, pues su objetivo es obtener ganancias con esta actividad.

Él necesita de este préstamo, para ampliar su negocio, porque desea comprar ganado para vender.

José sueña con tener una casa más amplia ya que donde vive ahora es muy pequeño y su familia es bastante numerosa, también desea que sus hijos terminen sus estudios y seguir luchando día a día por trabajar y mantener a su familia.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Daniel to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 27, 2014
Listed
Feb 15, 2014
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015