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Chea S., age 55, is a wedding chef who resides with his wife and one child in Phnom Penh, Cambodia. He typically makes around US$4 each day. His wife, Phoung Soeun, 53, for whom he will use this loan, is a true entrepreneur and has had a business selling rice and porridge from her home since 1999. On average, she brings in US$8.5 per day. This couple also has support from their child who works as security officer.

Phoung Soeun's business selling rice, noodle and porridge is making more profits to improve the standard of living. There are a few vendors who operate the same business as her, so to attract more customers she needs to expand her business by purchasing more chairs and more utensils and building a bigger stand.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 230
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chea to purchase more tables, chairs and utensils.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2008
Oct 9, 2008
Currency Exchange Loss:
May 15, 2010