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This is Clara. She was born on August 26th, and she is 26 years old. Ever since she has been able to think about it, thanks to the values given to her by her mother, who is her driving life force, she has worked at getting ahead and seeking to fulfill her goals and dreams.

She has been traveling along the path of her work seeking better stability in order to be able to fulfill her daily obligations. For some time she sought to study something that would change the direction and the monotony that bothers many. At the same time, she wanted it to be a profession that she would like and be passionate about like she is now studying pharmaceutical services.

She got the idea after she discovered her interest in medication and its great usefulness to human beings. To her, studying and fulfilling herself as a person is as important as it is to serve the community. What better way to do so than providing a service with a trade or profession having to do with the health field?

Lastly, Clara is seeking to be trained in the area of pharmaceutical services in order to provide more knowledge in life and to improve her quality of life and that of her family. She also wants to be able to share the knowledge and training with the people that need it. A Kiva loan would be a big benefit to her. She does not have enough financial resources to be able to completely cover the monthly payments. The amount of the Kiva loan is much easier and more comfortable for her to pay.
View original language description ↓
Ella se llama Clara nació el 26 de agosto, tiene 26 años, desde que tiene conocimiento y gracias a los valores impuestos por la madre quien es el motor de la vida se ha dado en la tarea de salir adelante buscando cumplir con las metas y sueños.
El trayecto laboral ha estado encaminado a buscar una mejor estabilidad para así poder cumplir con las obligaciones diarias, durante un tiempo busco estudiar algo que cambiara el rumbo y la monotonía que a muchos molesta y que al mismo tiempo fuera una profesión que le gustara y le apasionara como lo es ahora estudiar servicios farmacéuticos, la idea que surgió en ella después de que descubriera el interés por los medicamentos y la gran utilidad que tiene para los seres humanos. Para ella estudiar y realizarse como persona es tan importante como lo es servir a la comunidad y que mejor manera que brindando un servicio con un oficio o profesión relacionado con el área de la salud.
Finalmente Clara busca capacitarse en el área de servicios farmacéuticos para brindarse un conocimiento más a la vida, una mejor calidad de vida para ella y la familia, también poder compartir los conocimientos y capacidades a las personas que lo necesiten, el convenio con kiva seria de gran beneficio para ella ya que no cuenta con los recursos económicos suficientes para poder cancelar el valor de las mensualidades en la totalidad y el valor que le quedan con el subsidio de kiva es más fácil y cómodo para pagar.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 487
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 2,010.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Clara to pay registration for a semester.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 18, 2014
Currency Exchange Loss:
Jul 24, 2014