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Chroeun is 32 years old, married, and is a loving father of two children who are attending school. He farms in the Bakan district of Pursat where he grows rice both for sustenance and to sell. He also works as a paid laborer in addition to his farming activities to earn additional income for his family.

This is his seventh loan with Hattha Kaksekar Limited. He has a good history and has never made any late payments before. He is taking out this loan to build a hygienic latrine for the sake of his family members. Thanks to the water loan program with a special rate offered by HKL, Chroeun is encouraged to focus on ensuring healthy living conditions to safeguard the health of his family and to protect the environment.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,024,450
    Funds lent in using Kiva
  • 3,962.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Chroeun to build a hygienic latrine for the sake of his family members.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 14, 2014
Currency Exchange Loss:
Feb 20, 2015