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Vantha is an experienced farmer from the village of Trapeang Chong, Bakan, Pursat. She is a married woman and the mother of two dependent children. To meet the family’s daily needs, Vantha, together with her husband, has been working on two hectares of farmland, growing rice. Vantha has been an honest client of HKL for two previous loans. She had a good credit history and repaid her loans successfully. She is asking for a new loan of USD 1,000 to build a hygienic latrine for her family members, as she doesn't have one at home. Thanks to the water loan program with a special rate that is offered by Hattha Kaksekar Limited (HKL), Vantha has been encouraged to focus on ensuring healthy living conditions, to safeguard the health of her family and to protect the environment.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 282
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vantha to build a hygienic latrine for her family members.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 16, 2014
Feb 14, 2014
Currency Exchange Loss:
Sep 17, 2015