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Tuwatikanaye Group
In this Group: Wanzavalere, Kalungero, Mughumalewa, Kasereka, Mbeneke
Wanzavalere is a good and honest merchant and the president of the business collective "Tuwatikanaye". A senior entrepreneur and energetic, he is 65 years old and a married father of ten children, who are all married. This client is a vendor of drinks and clothing made of 'pagnes' (the colorful cloth of western Africa). He sets up his merchandise at a refreshment stand/store at the entrance to the town's central market, where he knew how to earn his customers. He has been in this business for 45 years. His spouse is also a merchant.

He started his business with initial capital from his parents. Later on, he benefited from a loan from the microfinance institution Hekima. This new loan is going to be used to purchase 50 cases of Primus, 50 cases of 'sucré coca cola' and 50 lengths of 'pagne' cloth. Thus, he would like to provide education for his grandchildren and to feed them.

In conclusion, he thanks Hekima very much for supporting autonomy among small-scale entrepreneurs excluded from the traditional banking system, especially during this difficult time post-conflict in the country's east.
View original language description ↓
Wanzavalere est un brave commerçant et président du collectif d’affaires «Tuwatikanaye», senior entrepreneur, dynamique, âgé de 65 ans, marié et père de 10 enfants, qui tous mariés. Le client est vendeur de la boisson et habillement (pagnes). Il installe sa marchandise dans une buvette/magasin à l’entrée du marché central de la ville, où, il a su gagner sa clientèle. Il commença ses affaires avec le premier capital reçu de ses parents. Plus tard, il bénéficia le prêt de l’IMF Hekima. Il y a 45 ans qu’il exerce cette activité. Sa conjointe, elle aussi, est commerçante. Ce nouveau prêt va lui servir d’acheter 50 caisses de Primus, 50 caisses de sucré coca cola et 50 pièces de pagnes. Ainsi, il souhaite scolariser ses petits fils et les nourrir. Au finish, il remercie fortement Hekima pour l’autonomisation des petits entrepreneurs exclus du système bancaire classique, surtout; pendant ce moment difficile post conflits dans la région de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,638,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tuwatikanaye Group's $7,000 loan helped a member to purchase cases of soft drinks and 'pagne' cloth to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 29, 2014
Feb 17, 2014
Currency Exchange Loss:
Sep 17, 2014