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Lee-An is a 30-year old vocational school graduate and lives in a rural village in Bago City. She is married to Mario, who works as a government employee under general services section of the Bago City Hall. They have 3 children aged 9, 7, and 5. Their total monthly income is only Php 5,000. 00 ($111). Lee-An wants to help her spouse but didn't have the means until she learned about the 2-month training program of BagoSphere that could lead to a call center job. She has passed Bagosphere's selection process, and she needs your help to finance her tuition. Once Lee-An starts earning, she can help provide her family’s basic needs and save some money for her children’s education.

Additional Information

More information about this loan

This loan offers flexible terms to meet the needs of BagoSphere's students. After students complete training, they are afforded up to a 6-month grace period to secure employment. Students who are able to find call center jobs then repay their loans over the course of 8 months. However, if a student must find alternative employment, BagoSphere will extend the loan term for up to 18 months. By funding this loan you are providing students with the opportunity to receive training, and giving them the flexibility to start employment before beginning loan repayment.

About BagoSphere

BagoSphere is a for-profit social enterprise that provides vocational training in the Philippines to help rural youth prepare for call center jobs. These jobs enable young people to earn far more than they could through unskilled labor, and enable them to save for professional and personal development goals.

Bagosphere uses Kiva capital to extend its “study now pay later” tuition loans program, with 0% interest for students admitted to their program that demonstrate financial need.

About Philippines

  • $7,000
    Average annual income
  • 1404
    View loans »
    Philippines Loans Fundraising
  • $59,123,575
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Lee-An to pay for tuition for a 2-month call center training program that can get her a job paying about $270 monthly.
97% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Feb 20, 2014
Currency Exchange Loss: