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Jigiya (Support) Group
In this Group: Sitan, Fanta, Mariam, Rokia
The four members of Jigiya group are all married women living in polygamous households. They are on average 35 years old and have 4 children. They live in the village of Tentou in the Sous-prefecture of Ouéléssébougou (second administrative region of the Republic of Mali). They met because of bonds of friendship and family and they process néré seeds into "soumbala" (a black-colored paste that is much appreciated and is essential to making sauces in this area of West Africa.) They learned how to make soumbala from their mothers when they were young, that is, from generation to generation.



Intent on satisfying an ever growing clientele, they decided to join the credit program of Soro Yiriwaso. They are now on their fourth group loan, with all the earlier loans correctly reimbursed.



With this loan, each of them intends to buy 450 kg of néré grains (which come from an oil-producing tree native to the Sahel region) and firewood. The néré seeds are boiled and then ground and crushed in mortars to make the paste. The cycle production and sale) takes 3 weeks.



The soumbala that they produce is goes to Bamako (the capital of the Republic of Mali) and often to Senegal to be sold for cash or credit to wholesalers. Once they have concluded the sale, they buy high quality "pagnes" (lengths of brightly colored batik-like cloth) that they re-sell in the village.



They each expect to make a monthly average profit of 28,000 F CFA and their ambition is to become important producers who supply the whole region with soumbala.

View original language description ↓
Les quatre (4) membres du groupe Jigiya sont toutes des femmes mariées vivant dans des foyers polygames avec en moyenne 35 ans et 4 enfants. Elles résident dans le village de Tentou de la sous préfecture de Ouéléssébougou (deuxième région administrative de la république du Mali). Elles se sont connues par des liens d’amitié et de famille et font de la transformation des graines de néré en Soumbala. (une pâte alimentaire de couleur noirâtre très appréciée et sollicitée dans la fabrication des sauces alimentaires dans la sous région Ouest africaine). Elles ont appris la production du Soumbala dès le bas âge auprès de leurs mères c'est-à-dire de génération en génération.
Dans le souci de satisfaire une clientèle de plus en plus importante, elles décidèrent d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur quatrième prêt de groupe (prêt solidaire) et tous les prêts antérieurs ont été bien remboursés
Avec ce prêt elles comptent acheter chacune, 450 kilogrammes de grains de néré (arbre oléagineux de la région sahélienne) et du bois de chauffe. Les grains de néré après achat sont bouillies, pilées et pétries afin de donner la dite pâte alimentaire. Le cycle (production et vente) dure trois (3) semaines.
Le soumbala ainsi fait est acheminé sur Bamako (capitale de la république du Mali) souvent en république du Sénégal pour être vendu au comptant ou à crédit à des grossistes. La vente une fois effective, elles achètent des pagnes wax pour venir les revendre au village.
Elles comptent réaliser un bénéfice moyen mensuel de 28.000 FCFA chacune et ambitionnent devenir des grandes productrices afin de ravitailler toute la sous région en Soumbala.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 10
    View loans »
    Mali Loans Fundraising
  • $10,177,025
    Funds lent in using Kiva
  • 447.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jigiya (Support) Group's $675 loan helped a member purchase of raw materials (néré seeds and firewood) to produce soumbala.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Oct 16, 2008
Listed
Oct 1, 2008
Currency Exchange Loss:
Covered
Ended:
May 15, 2009