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Djekafo Group
In this Group: Nabintou, Alima, Djenebou, Chata
The Djekafo group is made up of 4 married women who have an average age of 43 and, on average, 3 children. They live in traditional extended families in the district of Niebala in Bougouni town. They got to know each other via neighbourly relationships, friendships and business. They joined the Soro Yiriwaso MFI in order to strengthen their financial capacity so that they can better do business and are on their 13th loan. The previous loans have been properly repaid. This group of women sells various items.

Nabintou, the woman standing on the left in the picture, plans to use her loan to buy cereals, soaps, pagnes (highly colourful and decorative West African clothing), shoes and beauty products from the wholesalers in Bamako. She makes her sales at the market and door-to-door for cash or credit to a varied retail clientèle. She expects to make an average monthly profit of 40 000 francs which she will reinvest in her business and use to repay her loan.
DJEKAFO est un groupe constitué de 4 femmes toutes mariées ayant une moyenne d’âge de 43 ans et 3 enfants. Elles vivent dans des familles traditionnelles élargies dans le quartier NIEBALA de la ville de Bougouni.
Elles se sont connues à travers des liens de voisinage, d’amitié et de commerce. Pour renforcer leur capacité financière afin de mieux faire leur commerce, elles ont adhéré à l’institution de microfinance Soro Yiriwaso avec laquelle elles sont à leur 13ème prêt. Les prêts précédents ont été correctement remboursés. Ce groupe de femmes fait le commerce d’articles divers à l’image de NABINTOU qui est la 1ère femme debout dans la photo de la gauche vers la droite. Elle compte acheter avec son prêt, des articles divers : des céréales, savons, pagnes, chaussures et produits de beauté avec les grossistes de Bougouni. Elle effectue ses ventes au marché et à domicile, en détail au comptant et à crédit à une clientèle mixte .
Elle envisage réaliser un bénéfice mensuel moyen de 40.000FCFA qui sera investi dans les activités et rembourser le prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 39
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 481.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djekafo Group's $1,250 loan helped a member to buy cereals, soaps, pagnes (highly colourful and decorative West African clothing), shoes and beauty products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 11, 2014
Feb 12, 2014
Currency Exchange Loss:
Aug 17, 2014