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Imomali is a 62-year-old resident of the city of Kulob in Tajikistan. He is married and the father of three sons and one daughter. Imomali has a medical degree, and for the past 15 years, he has been working as the main physician at a local hospital. He is now also planning to launch a new business in the field of pharmacy. He would like to open a pharmacy in his neighborhood, in order to provide access to medication to the local population. He knows how difficult it is for the local residents to purchase essential medications. They often have to go into the city, which is very time-consuming. In order to realize his project, Imomali needs 1,800 USD and he is taking a loan in this amount. He has already found commercial space for his pharmacy, so he will use his loan amount to buy medicines in bulk from the city and transport them into his shop. This loan means a lot to Imomali and the residents of his neighborhood!
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Имомали пожилой житель города Куляб, ему 62 года. У него жена, трое сыновей и одна дочь. Имомали имеет высшее медицинское образование. Он в течение 15 лет работает главным врачом в больнице своего села. В данный момент он собирается параллельно начать фармацевтическую деятельность. Имомали решил открыть аптеку в селе, чтобы обеспечивать жителей медикаментами. Он видит как жителям трудно найти необходимое лекарство и чтобы приобрести лекарство они едут в город, что отнимает много времени. Для осуществления своего плана Имомали нуждается в 1800 долларов США. Эту сумму он просит в кредит. Имомали уже приобрел помещение для аптеки, на сумму кредита он собирается привезти товар оптом с города. Этот кредит очень важен для Имомали и жителей его села!

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Imomali to buy medicines and open a pharmacy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2014
Feb 14, 2014
Currency Exchange Loss:
May 17, 2015