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Les Amis De La Paix Group
In this Group: Philemo, Katsununu, Surimuani, Chance
The customer, Chance, has been a trader for the past three years and is a member of the "Les Amis de la Paix" ("Friends of Peace") business platform. She is 28 years old, married and mother to one child who is at school. Chance sells clothing and is requesting a loan from Hekima so that she can expand her business. She is going to buy 15 pairs of luxury trousers, 20 shirts, singlets, undergarments, skirts and dresses. Her husband is a public transport driver. She got her initial capital from her brothers and she would like to expand it as well as to educate and cover her child's medical expenses.She is grateful to Hekima for its support to male and female entrepreneurs, who do not have access to classic banks, by granting them loans without any material guarantee.
View original language description ↓
La Cliente Chance est une commerçante depuis 3 ans et membre d’une plate forme d’Affaires « Les Amis de la paix» âgée de 28 ans, mariée et mère de 1 enfant qui étudie. Elle est vendeuse d’habillements. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 15 pantalons de lux, 20 chemises, des singlets, sous vêtements, jupes et robes. Son conjoint est un chauffeur de transport en commun. Au début, elle avait reçu de fonds de ses frères. Elle souhaite accroitre son capital, scolariser et assurer les soins médicaux de son enfant. Elle remercie Hekima pour son soutien aux hommes et femmes entrepreneurs en leur accordant de crédits sans garantie matérielle et qui sont exclues du système bancaire classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,594,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Les Amis De La Paix Group's $4,000 loan helped a member to buy 15 high quality pairs of trousers, 20 shirts, singlets, undergarments, skirts and dresses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 27, 2014
Listed
Feb 12, 2014
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014