Carlos is married with two children who are in university. He lives in a rented home located in the Irpavi zone of the city of La Paz.
He currently works more than eight hours per day as an employee in a private company. He has to cover the food, education, rent, and basic service costs of his family.
He needs a loan to invest in the payment of his son's post-graduate education. Carlos' income is not enough to cover the cost; he is the only provider for the family.
Carlos' dream is to have his own home because he wants to provide his family with more comfort and security. Above all, he wants to give them stability because it has been very difficult to move.
This is his third time working with IMPRO and his second time with Kiva.
Carlos es casado y tiene dos hijos que estudian en la universidad, viven en una casa alquilada, la casa se encuentra ubicada en la zona de Irpavi de la ciudad de La Paz
Actualmente trabaja por mas de ocho horas al día como empleado en una empresa privada,ya que debe cubrir los gastos de alimentación, educación, alquiler y pago de servicios básicos de su familia.
El crédito lo necesita para invertir en el pago de posgrado en la universidad de su hijo por que con los ingresos que tiene no le alcanza para cubrir ese gasto,ya que es el único que solventa a toda su familia.
El sueño de Carlos es tener casa propia ya que desea brindar mas comodidad y seguridad a su familia, mas que todo darles estabilidad ya que le resulta muy difícil el tener que trasladarse.
Es la tercera vez que trabaja junto a IMPRO y la segunda vez junto a KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.