Ramile M. is 25 years old. She is married and has a son. Her mother invited her to help sell clothing at the marketplace and she agreed to the offer. This is how she learned the skills necessary to manage a store. Now she has run the store since 2003. She sells woman's clothes, tights, socks and kerchiefs. Ramile thinks it is important to buy new merchandise so she can stock a wider variety of items, which in turn will attract more customers. She has applied for a loan of $1000 USD. This loan will help her to increase her income, and help her better support her family.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.