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Jessica  Yusbreidy
Jessica was a 14-year-old girl who attended school up to the 9th grade. She had to postpone her studies because she got pregnant at a young age but in her mind she had never left behind the desire to get ahead. She waited a long year so that her daughter could grow a little more. She wanted to finish her studies and graduate so that she could provide a good future for her daughter. Finishing school at age 17, she had placed for herself the goal of studying in a university but for lack of time she hadn’t been able to enter as her daughter was still young and she couldn't do much more than care for her.

Now, at age 19, she landed a stable job where the ease of her schedule gives her enough time with her daughter and also makes it easy for her to study. She found in Campo Alto the opportunity to study as in the institute they offered her a schedule that fits with what her work requires. At this time her goal for the future is to graduate from Campo Alto in early childhood care and thus be able to improve academically and be able to dedicate more time to what she has always liked.

The agreement that Campo Alto is offering with Kiva would be of great help to her as she is the only one who pays for her studies and the value of the monthly installments is a little costly. With the money that she could save in the payment of her monthly installments she can invest in the things that her studies and her daughter require from her.
View original language description ↓
Jessica es una niña de 14 años que cursaba grado 9, le toca aplazar el estudio por cuestión de que quedo embarazada a temprana edad, pero en la mente nunca el deseo de salir a delante se quedó atrás, espero un largo año que la hija creciera un poco más, quería terminar los estudios y graduarse para así poder brindarle un buen futuro a la hija.
Terminando los estudios a los 17 años, se coloco como meta los estudios en universidad, pero por falta de tiempo no había podido ingresar, la hija todavía estaba pequeña y a al cuidado de ella nada más.
Ahora a los 19 años ingreso a un trabajo estable donde la facilidad de horarios le da el tiempo suficiente junto a la hija y facilidades de horarios para estudiar, encontró en campo alto la oportunidad de estudiar, ya que en el instituto le brindan la facilidad de horario que le exigían en el trabajo, en este momento la meta para el futuro es graduarse de campo alto en atención a la primera infancia y así poder tener superación académica y poder dedicar más tiempo a lo que siempre le ha gustado.
El convenio que ofrece campo alto con kiva seria de gran ayuda para ella ya que ella es la que sola se paga el estudio y el valor de las cuotas mensuales es un poco costoso, con el dinero que ella se podría ahorrar en el pago de la cuota mensual lo puede invertir en las cosas que le pidan en el estudio y en la hija.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $6,070
    Average annual income
  • 196
    View loans »
    Colombia Loans Fundraising
  • $12,876,400
    Funds lent in using Kiva
  • 2,050.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jessica Yusbreidy to pay for a semester’s tuition.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 5, 2014
Listed
Feb 13, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 24, 2014