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Ujamaa Group
In this Group: Angela, Kassim, Onesmo, Maiko
Angela, who is in her mid 40s, is a widow with four children. Three of her children are in school and one is married. She has sold charcoal and clothes door to door for five years. She works from 5:30am to 9:00pm daily and is able to make a good monthly profit.

This will be Angela's 3rd loan from Tujijenge Tanzania. She used the previous loans to start a door-to-door clothing business and bought sacks of charcoal for her charcoal business. She has successfully repaid her loans. She used the profit to pay school fees, build two rooms, buy bricks and cement and cover household expenses. She will use this loan to buy sacks of charcoal to meet her customers' demand. She dreams of owning a successfully charcoal business.

Angela will share this loan with her loan group "Ujamaa" with four members who will hold each other accountable to repay the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 46
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,615.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ujamaa Group's $2,400 loan helped a member to buy sacks of charcoal to meet her customers' demand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 28, 2014
Feb 24, 2014
Currency Exchange Loss:
Jul 17, 2014