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Kubra's Group
In this Group: Kubra, Najma, Saima
Kubra is a 32-year old lady, her residence is in the area of Lahore, Pakistan. She is the mother of a baby; her husband owns a furniture shop in which he makes wooden furniture such as chairs, table, Almira and beds. His practice to buy planks and timber from the market; he cuts the raw wooden into multiple sizes for making furniture.

His wood cutting machine has become out of order due to continuous usage for a long time. The demand for manufacturing suddenly increased and her husband has spent all the money to buy raw material. Now he does not have enough cash on hand to fix the wood cutting machine. Therefore, Kubra has requested a loan from Kiva’s field partner BRAC Pakistan so her husband would be able to buy a wood cutting machine. Kubra is very thankful to Kiva and field partner BRAC Pakistan for this honorable support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,708,500
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kubra's Group's $825 loan helped a member to buy wood cutting machine for making furniture.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 12, 2014
Currency Exchange Loss:
Dec 17, 2014