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José Moises
José is a young bachelor. He is 24 years old and has no children. He is single with a great desire to get ahead.

For the past year he has been an employee of the mayor's office and he is grateful to God for this work opportunity. He is very well known in his town for being an honest, hard-working young man with good religious principles.

José studied through the third year of high school, but he would like to continue studying and to be a professional with success and to get ahead.
He needs this loan in order to pay for a television that he acquired through an ad, and since Kiva partner Credicampo offers a favorable interest rate, he wants to take advantage and acquire this loan.
View original language description ↓
José, es un joven bachiller de 24 años de edad, no tiene hijos, es soltero y con muchos deseos de superación.

Desde hace un año es empleado de la alcaldía y se siente agradecido con Dios por esa oportunidad de trabajo, él es muy conocido en el lugar, por ser un joven trabajador, honesto y con buenos principios religiosos.

José estudió hasta tercer año de bachillerato, pero le gustaría seguir estudiando y ser un profesional de éxito y superarse.

Él necesita de este crédito, para pagar una televisión que adquirió en una comercial y como CREDICAMPO le ofrece una tasa de interés favorable, él quiere aprovechar y adquirir este préstamo.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 666
    View loans »
    El Salvador Loans Fundraising
  • $24,126,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped José Moises to pay for a television that he bought through an advertisement.
76% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 30, 2014
Listed
Feb 12, 2014
Currency Exchange Loss:
N/A