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José Gregorio
José is 59 years old. He was only able to attend school through second grade. He works in agriculture and, along with his life partner, has five children, all of whom are adults, and some of whom live in the U.S.

José works planting pipián (a type of squash or pumpkin raised for seeds). For many years he worked in other areas, but he saw that the work was more and the income less. For that reason he decided to grow pipián and he feels very satisfied because it has gone better for him.

The loan that he needs is for purchasing fertilizer and other items for cultivation, but he does not have sufficient economic resources in order to make the purchase. His children help him so that he wouldn't have to work, but José feels very useful and occupied working and he wants to do it while he still can. For that reason he decided to take out this loan in order to be able to continue to work in the activity that he likes, which is agriculture.

He dreams of continuing to grow pipián, and of obtaining an income that will allow him to reach a higher quality of life.
View original language description ↓
José de 59 años de edad, apenas pudo estudiar hasta segundo grado de educación básica, se dedica a la agricultura y está acompañado, tiene cinco hijos los cuales todos son mayores de edad, algunos de ellos viven en los Estados Unidos de América.

José se dedica al cultivo de pipián, durante muchos años se ha desempeñado en otras actividades, pero veía que el trabajo era más y los ingresos que obtenía eran menos, a raíz de esta situación, decidió cultivar pipián y se siente muy satisfecho porque le va mejor.

El crédito lo necesita para comprar abono y demás insumos para el cultivo, pero no cuenta con los recursos económicos suficientes para poder hacerlo, sus hijos le apoyan para que él no trabaje, pero José se siente muy útil y ocupado trabajando y quiere hacerlo mientras pueda, por eso decidió sacar este crédito para poder trabajar en lo que más le gusta, la agricultura.

Él sueña con seguir adelante en el cultivo de pipián, y obtener ingresos que le permitan alcanzar una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 442
    View loans »
    El Salvador Loans Fundraising
  • $22,741,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped José Gregorio to purchase fertilizer and other items for his crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 28, 2014
Listed
Feb 12, 2014
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014