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Harold Enrique
Harold is the father of two children who are studying. His wife is a homemaker. He works as a contractor in the construction sector.

Harold is currently requesting a loan so that he can invest in his home. He wants to build a concrete security wall around his house. The current wall is made of zinc sheets and does not provide much safety for his children. With this loan, he will buy blocks, cement, sand, iron, and stone tiles.
View original language description ↓
Harold es padre de familia, tiene a dos de sus hijos estudiando, su esposa es ama de casa, el labora como contratista en la construcción. Actualmente solicita el crédito para invertir en su casa, desea construir el muro perimetral de concreto, ya que es de laminas de zinc siendo esta peligrosa para la seguridad de sus hijos, con el financiamiento comprara bloques, cemento, arena, hierro, piedrines.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 150
    View loans »
    Nicaragua Loans Fundraising
  • $24,071,325
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Harold Enrique to buy blocks, cement, sand, iron, and stone tiles for building a security wall.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 16, 2014
Feb 13, 2014
Currency Exchange Loss:
Feb 17, 2015