A loan of $1,450 helped a member to gain access to cost efficient hybrid seeds for maize, millet, and sorghum.

Juliah's Group's story

Juliah is a member of this group in Matete District. She is pictured here in a group of 2 One Acre Fund group leader farmers. The group leaders represent a total of 23 individual One Acre Fund farmers who are not pictured here. Juliah has been selected to act as the Kiva group representative and is standing on the right with her hand raised. She and the other farmers represented in this group are each receiving seeds for ¼ acre of maize and ¼ acre of sorghum or millet. Each farmer is receiving an average input loan of 5,349 shillings for maize, millet and sorghum cultivation.

Juliah is 33-years-old and has been a farmer for 12 years. Juliah works as a farmer to provide for her four children. The community and other farmers know Juliah as friendly, hardworking, reliable and trustworthy. Other than farming, she is also involved in her community's groups such as the women's group and savings group. Juliah described her harvest last year as good, but hopes she can have an even better one with the support of One Acre Fund and the other farmers in her group.

Juliah joined One Acre Fund in 2012, and is now enrolling in the Long Rains 2014 season as a group leader. Juliah joined One Acre Fund so that she could learn new farming methods, get fertilizer and hybrid seeds, earn enough to feed her family and send her children to school. Because she likes being a leader, and an active community member, she wants to help more farmers. Juliah has gotten more involved with One Acre Fund as a group leader and Kiva representative. Working with One Acre Fund has improved Juliah's life because she has more profits from harvest, has more farm training, was able to save money and feed the family. In the future, Juliah hopes that her profits from 2014 can be used to send her children to school, save for the future and buy a goat.

Juliah and her group need a loan to cover the initial costs of purchasing the seeds and fertilizer through One Acre Fund. One Acre Fund will repay the Kiva loan on behalf of the farmers through the profits from the farmers’ harvests.

One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits and improved lives.

The field officer is also included in the photo and is standing on the left of the photo.

In this group: Juliah, Chisaina

Loan details

Lenders and lending teams

Loan details