Peter is a 27 year old married man. He has two children, aged five and two. He describes himself as innovative. He operates a business where he transports customers using his motorcycle. He has been involved in this business for three years. His business is located in a conducive environment and his primary customers are local residents. He describes his biggest business challenge to be poor roads. He will use the 50,000 KES loan to buy motorcycle spare parts and fuel for his motorcycle. His business goal is to have other businesses within five years. He hopes that in the future, he will be the greatest employer. This is his third loan with SMEP DTM. A previous loan of KES 10,000 was repaid successfully.