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Bilal is a 34-year-old married father of two children, who has been running a convenience store for four years. His business is his only source of income, which is why he is investing deeply in it. Bilal wants to make sure it will develop properly in a well managed way to ensure it will cover his beloved family's needs and achieve sustainability.

Bilal is acquiring a loan from Kiva partner, Al Majmoua, to increase his business merchandise with special offer products that will increase his income and develop his business. This is his third loan cycle from Kiva partner, Al Majmoua, which will be targeted in a well managed plan. Bilal's precious loans were invested in the same sector, and they had a positive impact on his family's socioeconomic situation. He hopes to expand his business in the future by opening a wholesale trade sector.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 130
    View loans »
    Lebanon Loans Fundraising
  • $16,664,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Bilal to increase his business merchandise with special offer products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 16, 2014
Feb 10, 2014
Currency Exchange Loss:
Jun 17, 2015