They have been working as vendors for years and have a lot of customer following. With the goal of meeting growing demand, two years ago the group members have decided to join the Soro Yiriwaso loan program. They are on their third solidarity loan. Djeneba plans to use her loan to buy various food condiments (pepper, tomatoes, onions, cabbage and Maggi cube). She buys her stock from wholesalers in Ouelessebougou and sells in Dianikoro, retail, for cash and on credit, to a customer base composed of women and men.
She hopes to earn a monthly revenue of 40,000 West African francs, which will allow her to pay off her loan and reinvest in her business.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux ans. Elles sont à leur troisième prêt solidaire.
DJENEBA, compte utiliser son prêt pour acheter de condiment alimentaires de différentes sortes (poivre, tomate, oignon, choux, et cube maggi). Elle s’approvisionne à OUELESSEBOUGOU auprès des grossistes et vend ses articles à DIANIKORO, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 40.000FCFA somme qui lui
permettra de rembourser le prêt et de réinvestir dans son activité.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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