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Japan is a farmer from the village of Nyamitanga , which is located in the Mbarara district. He is married and the father of seven children, four of whom are in school. He started cattle farming at the early age of 12 because it was the main economic activity in his village. After the death of his father, he struggled to help his mother survive through cattle farming until he began his own business. Now he wants to start building a semi-permanent commercial building which will help him generate more income. He is requesting a loan for 5,000,000 Ugandan shillings to complete his house. This will give him a descent place for his family to live and will also elevate his status in society. In this photograph, we see Japan with his wife.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 146
    View loans »
    Uganda Loans Fundraising
  • $32,003,575
    Funds lent in using Kiva
  • 2,465.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Japan to buy construction materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 10, 2014
Currency Exchange Loss:
Jun 26, 2015