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Virginia is applying for a loan of $1,200 to improve her business; this is her first loan. She will use the loan to buy some additional supplies to keep in her store such as dress slacks, shorts, long and short sleeved shirts, and children's wear.

Virginia opened her mini-shop in 2010 with her own working capital of $200.

She is earning a good income, and she will use the income to support her family and improve their living conditions.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.


About Timor-Leste

  • $6,800
    Average annual income
  • 52
    View loans »
    Timor-Leste Loans Fundraising
  • $2,413,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Virginia to buy dress slacks, shorts, long and short sleeved shirts, and children's wear.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Feb 24, 2014
Currency Exchange Loss:
Feb 17, 2015