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Ana Karina
Ana Karina is a 21 year old youth, working hard on her studies and with a lot of desire to get ahead in life. She is studying for a degree in Banking and Finances and post-graduate studies in Finance. This is why she is applying for the help of a loan to pay for her degree and post graduate courses. She is not working yet, depending solely on the economic support of her parents to continue with her studies. Once she has finished this dream it will be easier to find dignified work which will allow her to help her family.
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Ana Karina es una joven de 21 años de edad, aplicada en los estudios y con muchos ánimos de superación en la vida, estudia una licenciatura en Banca y Finanzas con un postgrado en finanzas, motivo por el que solicita el apoyo de crédito para pagar el curso de titulacion y postgrado, ya que no trabaja actualmente, solamente cuenta con el apoyo económico de sus padres para continuar sus estudios superiores, una vez finalizado este sueño le será más fácil encontrar un empleo digno que le permita ayudar a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 142
    View loans »
    Nicaragua Loans Fundraising
  • $24,094,725
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,975 helped Ana Karina to pay for her degree and postgraduate courses.
38% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 11, 2014
Currency Exchange Loss: