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Lutfiya A. is 47 years old. She is married and the loving mother of four children. Lutfiya started her business in order to help her husband with the household expenses, especially because her mother-in-law lives with them and is an elderly woman who requires special care and medications. Lutfiya also wants to provide a good education for her son.

She got started in May 2002 after a neighbor told her that the sale of women's clothing was a good business. Lutfiya sells her goods in the central local market. She shows very good taste in choosing the clothing she buys and amazing marketing skills in convincing her clients which clothing they should buy.

Today she is requesting a loan for 2000 Somoni ($600), which she will repay in six months. She will use it to purchase more seasonal clothes because she has a lot of clients during this time. Lutfiya is thankful for your generosity and help.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lutfiya to purchase new clothing to increasing her range of goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 8, 2008
Sep 24, 2008
Currency Exchange Loss:
May 15, 2009