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Trabajando Para El Futuro Group
In this Group: Juana Julia, Roberto Martin , Marilu Mercedes , Rosa Amabilia , Ana Flor, Pamela Berenice *, Nelly Irene
* not pictured
Ana is 50 years old, single, and does not have children. Ana has a small business where she sells beauty products, which she has been doing for the past 5 years. She has built a loyal client base, which has allowed her to generate income to pay for household expenses.

In the future, she would like to have her own store where she can sell her products and earn more money. With this loan, she will invest in the purchase of more beauty products like lipstick, perfume, cologne, cosmetics, etc. This way, she will be able to continue meeting her customers' needs and moving forward.

Ana and all the group members are grateful to Kiva for this loan and for the confidence that they have provided. Ana is the second from the right in the photograph, wearing red pants. She says farewell, promising that she will meet all of her proposed goals.
View original language description ↓
Ana de 50 años de edad soltera y sin hijos, Ana tiene un pequeño negocio de venta de productos de belleza ya hace unos 5 años. Ana ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más productos de belleza como (lápiz labial, perfumes, colonias, cosméticos etc.) y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez Ana y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. Ana es la segunda de la mano derecha se le distingue por su pantalón de color rojo, Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Trabajando Para El Futuro Group's $3,750 loan helped a member to purchase beauty products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2014
Feb 10, 2014
Currency Exchange Loss:
Sep 17, 2014