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Cristina
Cristina lives in a rented home in a zone of Miraflores with her minor son. She is separated from her husband of 15 years. She has worked as a secretary in the Legislative Palace for 5 years.

The loan she is requesting is to invest in the system of "anti-credito" [a system by which the tenant pays a fixed sum considered a loan to the property owner which they receive back in full when the rental period is over] because she is almost at the point where she will be evicted.

Cristina's dream is to buy her own home with the savings she can build due to this "anti-credito" so that she can give her children stability.
View original language description ↓
Cristina vive en anticretico en a zona de miraflores con su hijo menor, esta separada del esposo desde hace 15 años. Trabaja como secretaria en el Palacio Legislativo. Desde hace 5 años

El credito que solicita es para aumentar el anticretico de su vivienda, ya que estan a punto de hacerle desocupar.

El sueño de Cristina es poder comprar en un futuro con los ahorros de su anticretico su casita y darles estabilidad a sus hijos

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Cristina to pay rent on "anti-credito" which will allow her to avoid monthly rent payments and be able to save.
92% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 27, 2014
Listed
Feb 10, 2014
Currency Exchange Loss:
N/A