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Grader Traders Group
In this Group: Esther, Vivian, Yaa , Awo, Emmanuel
This group of five members belongs to the group called Grader Traders. This group gathers members who for the most part live in the same neighborhood. They have good relationships and their main business is retail in corn dough, palm oil, noddles, wax-prints and car tires.

Emmanuel is 42 years old and a married father of three, all boys. With the loan, he will buy more car tires to sell to customers. With the profit he will increase his savings, repay the loan, and improve his family’s living conditions by helping his children with school and clothing expenses.

The group will need a total amount of GHS 6500 and each member would be responsible for the repayment of the loan.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Grader Traders Group's $2,700 loan helped a member to buy more car tires to sell to customers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 8, 2014
Currency Exchange Loss:
Oct 17, 2014