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Barchynay is 32 years old, married and raising 3 children together with her husband. Her husband works at a construction market. Barchynay has a secondary education. To provide the primary income for her family, Barchynay is involved in animal husbandry, having started 6 years ago with a purchase of livestock with 25,000 som (KGS). Thanks to her hard work, today her business contains 5 dairy cows and 1 horse. She keeps the livestock in the household in the winter; she has a barn on her property. In the summer, Barchynay and her husband take the livestock to a pasture. The monthly income amounts to 15,000 som (KGS). In order to further develop her business, Barchynay requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy cows in order to increase livestock headcount. Barchynay plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money for her children's future education.
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Барчынай 32 года, замужем, вместе с супругом воспитывают 3 детей. Супруг работает на строительном рынке. У Барчынай - среднее образование, в качестве основного дохода для своей семьи Барчынай занимается животноводством, стартовав 6 лет назад, с покупки скота на 25,000 сом KGS. Благодаря упорному труду Барчынай, в ее хозяйстве на сегодняшний день имеется: 5 дойных коров, 1 лошадь. Скот в зимний период содержит в хозяйстве, имеется сарай для содержания скота на территории дома, а в летний период Барчынай вместе с супругом отгоняет скот на джайлоо. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Барчынай обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Барчынай планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 50.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Barchynay to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Feb 13, 2014
Currency Exchange Loss:
Feb 17, 2015