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Fred is a 35 year-old man who is married and has four children. He is pictured here on the right with the UGAFODE Credit Officer.

For the last fifteen years he has farmed coffee on a large scale. He has a supportive wife who helps him supervise the laborers in the shambas, or fields. He also has at least six laborers who assist him in planting, weeding and harvesting the coffee.

Fred is working to modernize his coffee shambas through mulching and the use of fertilizers. He therefore is applying for a 1,500,000 UGX loan for this purpose. With this, he hopes to get a better yield.

As part of his future plans, Fred wants to buy more land and plant more coffee so that before 2018 he will be considered one of Bugangari’s model farmers.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.


About Uganda

  • $1,800
    Average annual income
  • 193
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,469.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Fred to buy mulch and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 7, 2014
Currency Exchange Loss:
Feb 20, 2015