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Residing in Phnom Penh, capital city of Cambodia, Chenda is 26 years old and single. His main source of income is from his occupation as an employee working in a local company. His job has allowed him to earn almost US$10 per day to cover his daily cost of living. However, school fees are getting to be a burden for him. Therefore, he decided to take an education loan from VisionFund (Kiva’s partner) as a first-time borrower in order to cover his tuition fee.

Chenda hopes that he can finish his Bachelor's degree, majoring in Management. He hopes to get a higher position and get a good income to support his family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 119
    View loans »
    Cambodia Loans Fundraising
  • $36,569,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,700 helped Chenda to cover his tuition fee.
46% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Feb 7, 2014
Currency Exchange Loss: