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Sot's Group
In this Group: Sot, Samoeurn
Sot is 45 years old and a resident of Moung Russey district of Battambang province. She is a mother of four children, all students.To support her family, she and her husband grow rice and soybeans as their main source of income. She has been with this business for 14 years and it earns her around 27,200 KHR per day. She has been with VisionFund (Kiva’s partner) for four loans and has repaid her loans with success. The loans have helped her to improve her lifestyle. For this fifth loan, she is the group leader of two. The total request from her group is 2,200,000 KHR, of which 1,000,000 KHR is her loan portion. As the group leader, she will spend her entire loan to pay the plowing fee and to buy rice seed and fertilizer. She hopes that she can get a better yield than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • 3,992.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sot's Group's $575 loan helped a member to pay her plowing fee and to buy rice seed and fertilizer.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Feb 7, 2014
Currency Exchange Loss:
Jan 17, 2015