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11-04-01 Trường Thi Group
In this Group: Hương, Thập, Lợi
Hương is applying for a loan to purchase clothes to resell. She has a retail business selling clothes. Hương is 55 years old and she is married with two children. Hương is the group leader of the 11-04-01 Trường Thi solidarity group, which consists of three members. She lives and works in Thanh Hoa city, an urban area in Thanh Hoa province, with no dependents, as her children are grown up.

This is Hương's first loan with Thanh Hoa Fund for Poor Women. Hương has been involved in this business for more than 10 years. The main hardship that Hương faces in her business is the lack of capital.

In the future, Hương hopes for her family to be healthy and happy, for her business to do well, and to remodel her house.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $14,475,725
    Funds lent in using Kiva
  • 21,079.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 11-04-01 Trường Thi Group's $875 loan helped a member to purchase clothes to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2014
Feb 7, 2014
Currency Exchange Loss:
Feb 17, 2015