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Cristian Javier
Cristian Javier is a young man who likes to get ahead in life because he learned very young that life is not easy. He has a life project and has begun studying business administration to become a good professional, since his goal is to manage his own company. This is with the help of his parents and the institute, of course, because he is not in a good financial situation. This is not an obstacle for him, though, and following in his parents' footsteps he is striving to become a good person and be successful.

He is a nice looking, charming young man who enjoys team work. He has a very positive attitude toward learning new things every day which allows him to face challenging situations in order to get ahead.

He was an excellent student and on the honor roll in high school and has always been a responsible, very enterprising, charismatic and cooperative person.

He achieved his goals with much dedication, responsibility and promptness. He is a good class mate and a team worker. He is willing to overcome all the obstacles that get in his way in order to become the young professional he has always wanted to be. The support from Kiva will be very helpful in making payment of monthly tuition easier. He can use the money he saves for transportation, photocopies and other general education expenses.
View original language description ↓
Él es Cristian Javier un joven al cual le gusta salir a delante ya que desde pequeño aprendió a que la vida no es fácil.
Está creando el proyecto de vida el cual es empezar los estudios de administración de empresas y así convertirse en un gran profesional, ya que el gran sueño es administrar la propia empresa. Con ayuda de los padres y el instituto, claro que no es muy fácil para él ya que no se encuentra en una situación económica favorable. Pero esto para él no es un obstáculo ya que siguiendo el ejemplo de los padres de salir a delante y ser una persona de bien, así poder lograr el proyecto con éxito.
Es un joven con buena presentación, encantador le gusta trabajar en equipo tiene una actitud muy positiva para así mismo poder aprender cosas nuevas día a día, habilidad para enfrentar situaciones de desafío y superación.
Académicamente en el bachiller fue un excelente estudiante incluyendo menciones de honor, responsable ya que fue muy emprendedor, carismático, colaborador.
Los propósitos que se proponía, los lograba con mucha dedicación, responsabilidad y puntualidad. Es muy buen compañero, trabaja muy bien en equipo. Esta dispuesto a superar los obstáculos o reglas que se le pongan para así poder tener el proyecto tal y como siempre lo ha querido un joven profesional, el beneficio de kiva le sería de gran ayuda ya que el pago de las mensualidades quedaría un poco mas cómodas y el dinero que ahorra lo podría invertir en transporte, fotocopias y otros gastos que le pueda generar el estudio.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 367
    View loans »
    Colombia Loans Fundraising
  • $15,606,000
    Funds lent in using Kiva
  • 2,050.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Cristian Javier to pay semester tuition.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 8, 2014
Currency Exchange Loss:
Jul 24, 2014