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Stephen is a 43-year-old single man and has no children. He describes himself as an honest person. He has operated a spare parts shop at the roadside near his house for six years. His business is strategically located to attract more customers from every part of life. He describes his biggest business challenge to be the high price of spare parts. He will use the GHS 1500 loan to add to his stock of spare parts. His business goal is to excel within another six years from now.

He hopes that he will have a bright future. This is his fifth loan with ID-Ghana. His previous loans were repaid successfully. He will use the anticipated profits to improve his life status.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Stephen to add stock of spare part to his business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 6, 2014
Currency Exchange Loss:
Sep 17, 2014