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Esiawonam S. sells fish that she buys from the fishermen. She brings them home for processing and preservation, and then sends them to the market for sale at Bantama in Elmina. Esiawonam has received no formal education. She is married and has three children. Her husband is a sugar cane syrup distiller. Esiawonam has been selling fish since 2006. She is responsible for paying for the feeding of the family and the utility bills. Her loan will be used to to buy more fish for sale. She hopes to use the new profits to reinvest into the business to increase her sales which will eventually increase his income.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD