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Abraham T. is a fisherman, who sells his catch to the fishmongers to preserve and send to the market for sale at Bantama in Elmina. Abraham has completed Senior High school, and he is married with 3 children. His wife is a trader. Abraham has been catching and selling fish to the fishmongers since 1999. He is responsible for paying his children's school fees and other utility bills. His loan will be used to add to his capital to buy nets, an outboard motor, and other fishing materials which he needs to make his work more efficient. He hopes to use the new profits to reinvest into the business, which will increase sales and eventually increase his income.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Abraham to buy nets, an outboard motor and other fishing materials.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 7, 2008
Sep 23, 2008
Currency Exchange Loss:
Jun 15, 2009