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Adom Group
In this Group: Deborah , Moses , Grace , Monica , Martha
This group was created after ID-Ghana, Dansoman branch was inaugurated. The members maintain good relations among themselves.

Monica, who is the featured borrower, is 44 years old, single, and the mother of two children (one girl and one boy). In addition to her business, she raises fowls.

With her loan, she is going to purchase some merchandise: GHS 2,000 of second hand clothing and 4 fowls at GHS 1,000. With the profits, she is going to start her housing project and to ensure her children are supported.

Her colleagues will also use their share of the loan to purchase merchandise like foodstuff, materials, bags and wigs. They will need a total amount of GHS 7,700 to stock their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Adom Group's $3,200 loan helped a member to purchase second hand clothing and 4 fowls.
91% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 6, 2014
Currency Exchange Loss:
Nov 17, 2014