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Juliana opened her kiosk in 2010 with her own working capital. She has been given a $1,000 loan to improve her business. Juliana will use the loan to buy stock, such as Fanta, Coca-Cola, Sprite, Sagiko, noodles, cigarettes, coffee, sugar, salt, milk and eggs, to keep in her store. Juliana generates a good income from selling. She has been thinking of running a big business after years of involving herself in business. She lives in a town with her family.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.


About Timor-Leste

  • $6,800
    Average annual income
  • 53
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juliana to buy Fanta, Coca-Cola, Sprite, Sagiko, noodles, cigarettes, coffee, sugar, salt, milk and eggs.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 24, 2014
Currency Exchange Loss:
Jan 30, 2015