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Zahir is a 20-year-old student. He studies at the second course at Ganjha State University. He is a very responsible student and he studies well.

Education is an important part of a person's life. People can't work properly and efficiently, if they don't have education. Even if people have skills, they need to know theory and have a diploma which will make sure that this person is able to work in his or her chosen field.

Every morning, Zahir drives from his own town to the university, which is very far from his house. He applied for a loan of AZN 2,000 in order to cover his annual educational expenses. He is planning to graduate well and become a highly-qualified lawyer. This is Zahir's third loan and he has a positive client history.

Additional Information

More information about this loan

This loan is part of Aqroinvest's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Zahir to cover his annual educational expenses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 23, 2014
Feb 5, 2014
Currency Exchange Loss:
Feb 20, 2015