Brisas Del Higo Group
This is a group loan for the "Brisas del Higo" group. There are two members. In the photo, José is on the left, wearing a light blue shirt. Delmy, on the right has a dark blue shirt and a hat. The group is applying for a total of 35,000 Lempira in ordering to put down fertiliser in their coffee farm. The two group members live in the same community.
El préstamo es en forma grupal, el grupo se llama Brisas del Higo, esta formado por dos miembros, en la foto esta don José de camisa azul a la izquierda y don Delmy de camiseta azul con gorra al lado derecho. Ellos solicitan un monto total por 35,000 lempiras para fertilizar su finca de café. los dos viven en la misma comunidad.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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