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Maa Tarini Shg Group
In this Group: Mitarani, Basanti, Mamata, Saraswati, Manisha, Manjulata, Annapurna, Runulata, Manjulata, Ritarani, Gitanjali
The self-help group "Maa Tarini Shg" is made up of 11 women who fight each day to improve their families' financial stability. They are friendly, kind people who still maintain the culture and traditions of their villages. These women live in a small village in Odisha, India.

One of the members of this group is acting as the KIVA representative. She is Mitarani, the lady in the picture standing with a raised hand. She is 32 years old, married and has two children. One goes to school and the younger one is at home. Mitarani's husband works as a day laborer. The house they live in is their own.

This member learned to work in the fields from her parents at a young age. It is now her way of life. Agriculture provides her income. In addition to planting vegetables, Mitarani has a greenhouse for tomatoes. At the moment, it is working out well. She also earns a living raising animals like goats and milk cows . Her work gives her the opportunity to be at home to take care of her family.

Mitarani is taking this loan because she wants to keep investing in her business. The profit she earns is a great help in meeting her family's expenses. The money from this loan will be invested in the purchase of seeds and fertilizer for her greenhouse. Mitarani's goal is to help her children have decent careers.

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 131
    View loans »
    India Loans Fundraising
  • $5,414,825
    Funds lent in using Kiva
  • 62.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Tarini Shg Group's $2,650 loan helped a member to purchase seeds and fertilizer.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Feb 5, 2014
Currency Exchange Loss: