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Makhira
Makhira is 54 years old, married, and together with her husband is raising four children. Her daughter and elder son are both married, and the younger children are in school. Makhira has a higher education. She works as a teacher of Kyrgyz language and literature in a local school, and has 20 years of pedagogical experience. As an additional source of income for her family, Makhira raises livestock and crops, having begun 26 years ago with a livestock purchase on 5,000 som KGS.

Thanks to her hard work, Makhira currently has on her homestead: one dairy cow, one calf, and one sheep. They have all the conditions for tending livestock. The feed and hay are prepared. Makhira also has a plot of land measuring 2.80 hectares, on which annually she grows beans and clover for on-farm use and sale. Monthly income amounts to 13,000 som (KGS). With the aim of further developing her homestead, Makhira applied to the bank Bai-Tushum for a loan - to purchase cows for expanding her livestock count, and also for increasing monthly income from the sale of dairy products.

Makhira plans to invest income from the loan in further propagation of the quantity of domestic animals, and plans to save money to buy appliances.
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Махира 54 года, замужем, вместе с супругом воспитывают 4 детей. Дочь замужем, старшии сын женат, самые младшие дети-школьники. У Махиры - высшее образование, работает преподавателем кыргызского языка и литературы в местной школе, имеет 20 летний педагогический стаж. В качестве дополнительного дохода для своей семьи Махира занимается животноводством и полеводством, стартовав 26 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Махиры, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 теленок, 1 овца. Все условия для содержания скота имеются. Корма и сено заготовлены. Махира также имеет земельный надел мерою 2,80 ГА, на котором ежегодно сажает фасоль и клевер для внутрихозяйственного использования и реализации. Ежемесячный доход составляет 13,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Махира обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота, также для увеличения ежемесячного дохода от продажи молочных продуктов. Доходы от кредита Махира планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку бытовой техники.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 50.4
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,800 helped Makhira to buy cows.
95% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 4, 2014
Listed
Feb 11, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2015