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Rizan
Rizan is 18 years old and is studying to earn a Bachelor in Elementary Education. She is currently on her 1st of this four-year course.

Rizan needs 16,000 PHP to pay for tuition fees of the 2nd Semester of the School Year 2013-14.

When she graduates, Rizan plans to be gainfully employed so she can help improve the quality of life for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

This loan is part of NWTF’s higher education program, designed to serve students who otherwise would not be able to attend college. Under the program, children of existing NWTF microfinance clients are able to take a loan to support their college education or technical/vocational training. Following graduation, the student may have better opportunities that ultimately benefit the entire family.  NWTF has designed this loan product to have a lower interest rate than typical microfinance loans.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1320
    View loans »
    Philippines Loans Fundraising
  • $56,526,750
    Funds lent in using Kiva
  • 45.4
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Rizan to pay for tuition fees.
70% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
Possible