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Nushaba is 52 years old, married, and has two daughters. Her husband is laborer. She works in a small market and sells different products (milk, sweets, butter, salt, rice, cookies, soaps, shampoo, washing powder, etc.). Her monthly income is 130 AZN.

Daily foods and other daily products are in high demand. People use them almost every day. That’s why they run out of such products fast. It’s easier for people to buy products from little markets, because they are cheaper.

Nushaba wants to provide her daughters with a bright future. She applied for 1,500 AZN loan in order to buy an assortment of products for her market and increase its income. This is her second loan and she has a positive client history.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.


About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Nushaba to buy an assortment of products for her market.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 5, 2014
Currency Exchange Loss:
May 17, 2015