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Mrs. Sen C., 19, is a grocery seller. She sells many types of products from her house such as cake, candy, food ingredients, and cosmetics. All the products are bought from the market in Siem Reap town. She typically earns around US$ 5 per day, while her husband, Mr. Samol Kha, 20, sells chopped wood from the forest and he can earn around US$ 3.30 per day.

Sen lives with her husband and one child in Peaksneng Commune in the Siem Reap Province. Because of increasing customer demand, Sen needs to expand her inventory and add other products to satisfy her customers, but she faces the obstacle of lacking money to carry out this project. Hence, she would like to request a loan of US$ 1,000 to carry out her plan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,755,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sen to expand her inventory to satisfy her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2008
Sep 25, 2008
Currency Exchange Loss:
Nov 15, 2009